Horizons Club
If you maintain a $2,500.00 average monthly balance in a Farmers & Merchants Bank checking account, savings account, or time deposit and are age 50 or older, then you will be eligible to join our Horizons Club. Being a member of the Horizons Club will enable you to receive free specialized checks and cashiers checks. You will also receive a quarterly newsletter on all special events, trips, and seminars designed especially with you in mind.